The National Council on Aging reports that approximately 92% of elderly individuals suffer from at least one chronic illness, with 77% having at least two. According to the Administration for Community Living, 19% of older people aged 65 and up admitted to an inability to function in any of six capacities (mobility, hearing, seeing, cognitive ability, communication and basic self-care) or experiencing hardship with at least one of them.
A 2020 report from the American Association of Retired Persons found that 19.2% of Americans served as a caregiver to an adult family member. Many elderly individuals need some form of aid to perform day-to-day living activities but are unable to afford it on their own. Medicaid provides healthcare for low-income individuals and offers assistance with obtaining care, with the level of help depending on what it goes toward.
In Florida, Medicaid pays for home visits and services from qualified home health aides and licensed practical or registered nurses. The ones giving assistance must be from Medicaid-participating agencies or registered or enrolled with Medicaid. The program does not pay for 24/7 in-home care.
The state’s Medicaid program may help with assisted living expenses by reducing the monthly price. It may also cover the medical portion of costs fully. Nursing home Medicaid is an entitlement individuals must meet eligibility requirements to qualify for. They may also have to wait on a waitlist.
Family members acting as caregivers
Recipients may hire children, grandchildren, other family members and friends to take care of them. Unlike many other states, Florida even allows spouses to act as paid caregivers.
Medicaid offers options for elderly individuals to receive the long-term care they need as long as they meet the necessary criteria.