If you are trying to plan for the future, you may be considering Medicaid. This health insurance program can do wonders for people who need financial help, and in some cases, it is easy to enroll. But what if you find a denial letter in your mailbox or the program drops you?
When you find out that you are not eligible for Medicaid, you should not panic. There are several things you can do to resolve the issue.
Appeal the decision
No matter what the reason is for Medicaid denial, you have the right to appeal the decision through the Florida Department of Children and Families. Your initial appeal should include a full explanation of why the program should accept you. Make sure you read over the denial letter before the hearing so you know what discrepancies you need to settle. After you make your case, the hearing authority will come to a final and binding decision.
Explore other options
Even if you think you can get back into the Medicaid program, you might want to explore other options in the meantime. There may be short-term health plans that can hold you over. Just keep in mind that short-term plans are typically only good for one year, so you may need to buy additional coverage after the year is up.
Medicaid can be a great program for long-term planning, but it can also be challenging for some people. The key is to have a strategy in place. By taking the right steps, you may get the coverage you need.