Pursuing Peace Of Mind For You And Your Family

Medicaid

How could I help my aging parents plan to live comfortably?

If your parents reside in Florida, you could help them review the many assistance options available. As noted on the Mid Florida Community Services website, in addition to health care, seniors may also obtain transportation assistance and enroll in home energy...

What is a five-year lookback?

If you or a loved one are beginning a medicare planning process, you may hear the term five-year lookback. Understanding what that is and how to prepare for it is a serious concern when discussing your long-term care plans. To begin to understand the five-year...

Three FAQs about Medicaid in Florida

Through state and federal Medicaid programs, you can have access to healthcare services that you may not otherwise be able to afford. The Florida Agency for Health Care Administration is responsible for helping Floridians obtain access to Florida’s Medicaid program....

How will my Medicaid plan protect my spouse?

Medical care for an elderly individual can have major financial implications for both spouses in a marriage. While Medicaid exists to help pay for long-term care, you may wish to know if your Medicaid plan can support your partner back at home. Determining Medicaid...

What is a Medicaid spend-down?

As you likely already know, Medicaid is a federal and state program that helps people of limited means and income pay their health care costs, including nursing home costs. What you may not know, however, is that the Medicaid qualifications are very stringent. If you...

3 common myths about Medicaid planning

When you require long-term care in Florida, Medicaid can help cover the costs. Many people have misinformation about how this assistance works. It is crucial to dispel any misconceptions to plan for your financial future. 1. You can give away assets to meet the...

How may I plan for Medicaid and keep my assets?

Florida residents may qualify for Medicaid even if they have not yet turned 65. If you have a disability, however, you may apply for medical coverage regardless of age, as explained on the U.S. Government’s Benefits.gov website. If you currently care for a minor or a...

What do you know about combining Medicaid and Medicare?

While researching the costs older adults often face after retiring, you realize that Medicaid and your savings may not cover everything. Could you qualify for Medicaid and Medicare?  AARP explains how to combine the two programs. By fully understanding your options...