Our Philosophy:
Protecting family harmony.
Why We Do What We Do
At Horacio Sosa, P.A., we believe that strong, united families are the cornerstone of a thriving society. As an experienced Florida estate planning and elder law attorney, our mission is simple:
To protect family harmony.
Through our thorough and caring counseling process, we help clients:
Identify risks and “blind spots” in their planning
Create comprehensive legal solutions tailored to their unique family needs
Navigate the challenges of estate and elder law with confidence and peace of mind
Whether you are:
Planning your estate
Settling a loved one’s estate
Preparing for long-term care
Establishing guardianship for a loved one
Protecting the assets of a family member with special needs
We serve as your trusted guide. Many clients come to us feeling confused or intimidated. We are here to bring clarity, reduce fear, and map out the next steps.
That’s why we proudly stand by our motto:
We Are a Law Firm with a Heart. We Love, We Feel, We Care.
Threats to Family Harmony —
And How We Protect You
1. Procrastination
Many mistakenly believe that spouses or children can automatically make decisions in times of incapacity. Without proper documents like trusts, powers of attorney, and health care directives, your family could face costly and invasive guardianship proceedings.
2. Relying on the Wrong Professionals
Every family’s situation is unique. Generic forms or advice from non-estate planning professionals can result in devastating legal and financial consequences. Work only with an experienced estate planning attorney or elder law attorney.
3. The Cost of Long-Term Care
Today, nursing home costs in Florida can exceed $15,000/month. Assisted living facilities average $5,000/month. Without advance long-term care planning, families can deplete their life savings. We help with Medicaid planning and asset protection strategies.
4. Loss of Control Over Decision-Making
Without a solid estate plan, courts step in through probate and guardianship. This can result in decisions being made by strangers rather than trusted loved ones. We empower you to choose your own decision-makers in advance.
5. Misunderstanding Asset Titling
Improper use of joint ownership or beneficiary designations can accidentally disinherit heirs or trigger tax issues. We help you structure your assets to avoid these pitfalls.
6. Losing Florida Homestead Protection
Florida homestead laws offer strong protection from creditors and lawsuits. Poorly advised changes to property deeds can jeopardize this. We advise safer, more effective alternatives.
7. Unanticipated Tax Consequences
Estate, gift, and capital gains taxes can severely impact your wealth if transactions aren’t properly planned. We design tax-efficient strategies and help you navigate upcoming federal tax law changes in 2026 and beyond.
8. Family Conflict
The most tragic consequence of poor planning is family conflict. Unclear or missing instructions often lead to painful disputes and expensive litigation. We help avoid this by ensuring your wishes are documented and clear.
Our Commitment to Your Family’s Future
Our ultimate goal as your estate and elder law attorney is to protect what matters most—your family. When we say we are compassionate, caring, and bring peace of mind, this is our promise to you.
If you haven’t started planning yet, we can help. And if these challenges are already affecting your family, we are here to step in and guide you through:
The probate process
Guardianship proceedings
Medicaid and long-term care benefits planning
Schedule a consultation with Horacio Sosa, P.A. below and take the first step toward protecting your family’s harmony.
Cheers to your family’s future and well-being!
