What Is Wealth Protection?
At Horacio Sosa, P.A., our Wealth Protection practice helps high-earning families, business owners, professionals, and investors strategically structure, safeguard, and optimize their growing assets from the moment wealth begins to build. Wealth protection is not traditional estate planning—instead, it is a proactive, tax-smart, and comprehensive approach to preserving what you earn, minimizing financial leakage, and creating a durable foundation for multi-generational wealth. From income-tax strategies and asset structuring to long-term protection and legacy planning, we ensure your wealth works for you throughout your life—and for future generations.
A good strategy includes:
Preserving income and assets during your lifetime.
Reducing exposure to taxes, liability, and risk.
Structuring wealth for efficiency, growth, and long-term stability.
Creating systems that ensure wealth is protected—not just earned.
Schedule a consult to learn more
Wealth Protection Framework
Phase 1: Wealth Building
(Early–Mid Career / High-Earning Years)
Implement tax-efficient income and investment strategies
Use LLCs, corporations, or holding companies for liability protection
Structure ownership of real estate, business interests, and investment assets
Adopt early trust planning to set the foundation for future stability
Separate personal assets from business or investment risk
Phase 2: Wealth Preservation
(Peak Earnings → Pre-Retirement)
Phase 3: Wealth Transfer & Legacy
(Retirement & Next-Generation Strategy)
Reduce estate tax impact and long-term tax exposure
Shield assets from liability, lawsuits, or creditor claims
Increase privacy and reduce probate risk through advanced structures
Prepare for long-term care, medical needs, and elder planning
Develop succession strategies for businesses or partnerships
Legacy planning and multi-generational wealth design
Trust-based inheritance to protect beneficiaries
Private, conflict-free wealth transfer
Special-needs planning and beneficiary protection
Coordination with overall tax and wealth strategy
Core Wealth Protection Services
The Wealth Protection practice area incorporates a sophisticated suite of legal strategies, including:
Tax-Smart Wealth Structuring
Asset Protection Planning
Trust Formation & Trust-Based Protection
(revocable, irrevocable, asset-protection, legacy, and special-purpose trusts)Business & Investment Entity Structuring
Real Estate Asset Protection
Creditor Protection Strategies
Retirement Account Optimization
Wealth Transfer & Legacy Planning
Long-Term Care & Liability Planning
Why Families Trust Horacio Sosa, P.A.
20+ Years of Experience – Helping families plan, protect assets, and navigate legal challenges.
Advanced Degrees in Tax & Estate Planning – Specialized training to handle even the most complex legal matters.
Board-Certified Elder Law Attorney – Certified expertise in elder law.
Bilingual & Culturally Aware – Serving English- and Spanish-speaking families in South Florida.
Local, Personalized Service – Unlike large firms, we offer a hands-on, personal approach to every case.
A Law Firm with a Heart – We take the time to listen, understand, and provide solutions tailored to your needs.
Common Wealth Protection Questions
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No. It is designed for anyone earning more, investing more, or accumulating assets faster than they used to.
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No. They complement each other. Wealth Protection addresses lifetime structure; Estate Planning handles distribution and incapacity.
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Yes. Strategic legal structures can significantly lower income, estate, and capital gains tax exposure.
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As early as possible—especially during high-earning years.
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We provide legally compliant, highly effective strategies, but no method eliminates every risk. Our goal is to minimize and manage risk strategically.
Kind words from our previous clients
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We had the pleasure of working with this firm on my mother-in-law’s estate. Horacio and Alexandria were our primary contacts, and they handled everything efficiently, answering all of our questions with clarity and professionalism. As the lead attorney, Alexandria was compassionate, kind, and always willing to help. The entire team made the process smooth, and I would highly recommend this firm without hesitation.
⭐⭐⭐⭐⭐ Joslyn Varona
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"...we couldn't be more satisfied with the service received. -- What impressed us the most was their commitment to their motto: "We Feel, We Love, We Care." These are not just words to them; they truly put them into practice in every interaction. -- I highly recommend the services of Horacio Sosa to anyone in need of advice and management. With them, you can be sure that you are in good hands, with professionals who truly feel, love, and care about you and your situation.
⭐⭐⭐⭐⭐ Margie Nino
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![Profile picture of a woman with brown hair and a red lipstick. There is an orange "Local Guide" badge icon next to her image.]()
My name is Gloria Jensen I want to thank Mr Sosa for his great job , very trustable , his advices were excelente I always recommend him to my friends , I will always come to him if I need any job done
⭐⭐⭐⭐⭐ Gloria Jensen
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"The office motto is “CARE”. They exceeded our expectations in providing legal services with care to our family. Atty. Sosa, Alexandra, and Gloria handled my father’s legal matters promptly, explained the process in great detail, and answered all our questions. We highly recommend this legal team."
⭐⭐⭐⭐⭐ Lisa Bates
