As the year comes to a close, many people begin reflecting on family, finances, and what the future holds. December is naturally a season of planning—yet estate planning is often overlooked until a crisis forces action.

In reality, the end of the year is one of the most strategic and practical times to review your estate plan. For Florida residents especially, a December review can help ensure your plan is current, compliant, and positioned for the year ahead.

An estate plan is not a “set it and forget it” document. Life changes—sometimes quickly, sometimes unexpectedly—and when they do, your estate plan should change with it. Failing to update your plan after major milestones can lead to unintended beneficiaries, family conflict, court involvement, or unnecessary taxes and delays.

Below are some of the most common life events that require an estate plan review, along with what Florida residents should know.

Smart planning now prevents unnecessary tax loss, legal exposure, and financial erosion later. For many high-income earners, wealth grows quickly — but protection strategies often lag behind. The result? Preventable tax burdens, missed opportunities, and exposure that can threaten long-term financial security.

For seniors and their families in Broward County, Florida, Medicaid is often a critical resource for long-term or in-home care. However, eligibility rules evolve, and staying informed is vital. At Horacio Sosa, P.A., a law firm with a Heart, we guide families through these complexities with clarity and care.

For seniors and their families in Broward County, Florida, Medicaid is often a critical resource for long-term or in-home care. However, eligibility rules evolve, and staying informed is vital. At Horacio Sosa, P.A., a law firm with a Heart, we guide families through these complexities with clarity and care.