Capital Gains Planning in Estate Planning: What Florida Families Should Know

When families think about estate planning, they often focus on avoiding probate, protecting assets, or ensuring loved ones are taken care of. One important topic that is sometimes overlooked is capital gains planning—specifically, how taxes on appreciated assets can affect heirs.

For Florida families, understanding how capital gains work, how the step-up in basis rule applies, and what planning opportunities exist can make a meaningful difference in preserving wealth across generations. This article provides general educational information to help you ask the right questions as part of a comprehensive Florida estate planning and wealth protection strategy.